Resources

Homeownership

US Department of Housing and Urban Development, Buying a Home
USA.gov, How to Buy a Home with a Low Down Payment
US Department of Housing and Urban Development, Energy Efficient Mortgage Homeowner Guide
US Department of Housing and Urban Development, Local Home Buying Programs by State

Foreclosure Assistance

US Department of Housing and Urban Development, Avoiding Foreclosure
US Department of Housing and Urban Development, Foreclosure Counselors by State
MakingHomeAffordable.gov, List of Available Programs

Energy Efficient Living

US Department of Energy, Resources for Energy Efficient Homes
US Department of Energy, Energy Saving Tips
EnergyStar.gov, Tax Credits for Consumer Energy Efficiency
EnergyStar.gov, Saving Energy at Home

Instructional Resources

Hands on Banking® is designed for both self-paced, individual learning and classroom use. Here are resources to help you share this fun, free, and valuable program with groups of any size in four age groups.

Download the Instructor Guides

Each Guide is a PDF. You may print the entire document or selected pages.

• Adults Instructor Guide
1. Basics of Banking Services
2. Money Management Tools and Tips
3. Protect Yourself Financially
4. Using Credit to Your Advantage
5. Planning Your Future
6. Buying a Home

• Entrepreneurship Instructor Guide
1. Starting a Business
2. Managing a Business
3. Growing a Business

• Young Adults Instructor Guide
1. Getting Started
2. Earning $
3. Spending Smart
4. Save, Invest & Build Wealth
5. All About Credit
6. School & $

• Teens Instructor Guide
• Kids Instructor Guide